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How to Pay Off your Mortgage in 5 Years The Kwak Brothers

THIS IS OUR OLD VERSION...WATCH THE NEW VERSION HERE: Check out the SEQUEL Video on how to use this strategy to CREATE Passive Income: SUBSCRIBE for more helpful real estate related videos! Ever wonder how you may be able to pay off your #mortgage within 5-7 years (depending on your situation) without adding a single penny to your payment and not #refinancing? Sam Kwak is going to show you a strategy in how you can use a different method/instrument to pay off your mortgage quicker! This strategy is called the "Debt Free Acceleration" Strategy. This strategy has many other names such as "Velocity Banking", "Mortgage Acceleration", "Accelerated Debt Reduction", "HELOC Strategy", and more! We first need to understand how mortgages work. In this strategy, we are using a Home Equity Line of Credit (HELOC) as a leverage to pay off the mortgage quicker and still maintaining our income and expenses as how they are. You can also use other instruments such as Business Line of Credit, Personal Line of Credit, or Credit Cards for the purpose of this strategy. The beautiful thing about this strategy is that it allows us to take an inefficient debt and convert it over to a much efficient debt. The emphasis on this strategy is mainly on cash flow and principal balance reduction. The adage strategy of taking your hard earned money you earn and paying extra toward the principle is an old school strategy. While it works, the Debt Free Accelerator Strategy is a much more efficient way of paying off an amortized debt. This strategy will also work on Student loans, car loans, personal loans and so forth! Don't let the banks trick you with their amortized products!!! WATCH THE NEW VERSION HERE: Be sure to subscribe to our YouTube channel for more Real Estate Investing tips and tricks! FOLLOW US @thekwakbrothers #heloc #mortgagepayoff #helocstrategy DISCLAIMER: Sam Kwak is not a licensed mortgage broker, not real estate agent, not a Certified Financial Planner, not a licensed attorney, and not a Certified Public Accountant. Viewers will consult with their professionals prior to engaging in any financial strategies. Not everyone will experience 100% success rate with using this strategy. This strategy does require equity, a good standing with your current mortgage and the patience to use the strategy. The result of paying off your mortgage within 5-7 years is atypical but it represents a likely possible outcome for individuals who use this strategy. We (Novo Elite and DBA The Kwak Brothers) does not warrant a promise or a guarantee any specific outcomes and/or results from the use of this strategy.


20 Dollar Store Organization Ideas to Save You HUNDREDS! Brittany Vasseur

ONE DOLLAR organization ideas! Today I'm sharing 17 dollar tree organization hacks and ideas that will save you money. Home organization can be expensive, but it doesn't have to be ♡ S O C I A L M E D I A ♡ ⇨ INSTAGRAM: @vasseurbeauty ‪‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬‬ ⇨ MY COMPANY Vasseur Essentials: **Vasseur Essentials update! We are currently sold out of everything but are planning to restock April 21st. You can sign up here to get a link to place a preorder Placing a preorder will guarantee you will get your items in the restock and it will be one of the first orders shipped out as soon as our new inventory arrives! Thank you guys so much for all of the support! ♡ I N F O ♡ *I try to link what I can, if you have any other questions ask me in the comments! ⇒ All items shown were purchased at the dollar tree Dollar Tree Shopping list: - Baskets - Bins - Drawer dividers - Trays - Plastic bowl - Small tupperware containers - Carabiner - Glass jars - Accordion file folder - 3 compartment plastic divider tray - Silver command hooks - mesh laundry bag - Nail polish organizer - Magazine rack ♡ A B O U T M E ♡ Hi + welcome!! My name is Brittany and my family has been in the skin care business for over 30 years. I made this channel to share my passion for skin care, beauty, organization, health + DIYs in a fun and entertaining way! My family's skin care line is called Vasseur Skincare. Vasseur products are made with the highest concentration of active ingredients and are 100% natural: no parabens, chemical preservatives, synthetics, sulfates, toxins, dangerous chemicals or animal cruelty. For more information visit FTC: This video is not sponsored and all items were purchased by me. Some affiliate links are used, which I earn a small commission from. This helps support and improve my channel. If you would like to support me, thank you, otherwise please feel free to search anything mentioned in Google to find where to purchase them. Thanks so much! ♡ Thank you for watching and PLEASE SUBSCRIBE if you are new! I upload new videos every Sunday (how to) and some Thursdays (vlog style)! ♡


How To Live Frugally and Achieve Financial Independence Graham Stephan

How to live frugally and achieve Financial Independence: Here are the steps I follow, and this is how I was able to achieve this goal by 28. Enjoy! Add me on Instagram: GPStephan Merch: GET $50 OFF FOR A LIMITED TIME WITH COUPON CODE: THANKYOU50 The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: Join the private Real Estate Facebook Group: The first rule of Financial Independence: Saving. In order to achieve financial independence, you must save your money and live below your means. And how long it will take you to achieve financial independence depends entirely on this: how much income you make, and how much of it you save. This is what Mr Money Mustache, a financial independence blogger, calls “The Shockingly Simple Math Behind Early Retirement” - and based on your own income and expenses, you can calculate within a few minutes how long it’ll take you to retire. The second rule of financial independence: cutting back expenses. For the sake of saving more money and moving up your FIRE timeline, you MUST do what you can to save more money. The first, and biggest expense we ALL have is housing. It’s reported that 30-50% of a person’s income JUST goes to housing… that’s too much. And there’s a better option where you might be able to cut down your housing costs ENTIRELY, and this is what I’ve been doing: This is where you buy a multi-family home, like a duplex, triplex, or fourplex, then live in one of the units and rent the others out. You could also buy a single family home with a detached guest house, or maybe a basement you could rent out to bring down your cost of living. Typically, when done right, those other units will cover the entire cost of owning the building - and all of a sudden, you’ve got a free place to stay. Besides housing, another large expense we tend to have is our car. If you’re a car guy like me, and want to drive something fun and cool, you can buy a car at the bottom of its depreciation curve, drive it a few years, and sell it for about the same price you bought it for. Then, lets focus on entertainment…and when it comes to achieving financial independence, I think it’s important you find a healthy balance. Go ahead and enjoy life, you don’t need to be locked inside all day just for the sake of saving money…but, be mindful to spend money where it matters the most FOR YOU. Or with travel…some people LOVE traveling. I found it doesn’t need to be expensive: you can learn the art of credit card churning for signup bonuses…and travel for free. The third step of achieving financial independence: Staying out of high interest debt. This kinda goes hand and hand with cutting back and saving, but most people don’t realize just how much high interest credit card debt or high interest medical bills or huge student loans hold you back. Throughout my entire life, I’ve made sure to stay out of ANY debt that’s not a low-interest car payment or a low-interest, fixed rate mortgage. That’s IT. The fourth step of financial independence: INVEST. This is another very, very simple one. The principles are as easy as this: -First, take advantage of your 401k, Roth IRA, and HSA accounts because these save you on taxes -Second, Invest consistently, long term - put a set % from each and every paycheck into your investments, no matter what. Ideally, at least 20% of your paycheck, minimum. Preferably more. -Third, don’t time the market - invest long term consistently, regardless of where the price is. -Fourth, invest in a low-fee index fund that covers the entire market - like VTSAX. Vanguard and Fidelity both offer extremely low index fund fees. -Fifth, wait. Let the markets do their thing. And here’s when you find out when you’re financially independent: you can retire when your investment portfolio becomes 25x what you spend every year, also known as The Trinity Study. For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at My ENTIRE Camera and Recording Equipment:


भारत के 8 शाही परिवार | Top 8 Royal Families of India | Chotu Nai Chotu Nai

Pls subscribe for more such vids भारत के 8 शाही परिवार 1. मेवाड़ राजघराना, राजस्थान राजस्थान का मेवाड़ राजघराना करोड़ों की लग्जरी गाड़ियों का हमेशा से शौकीन रहा है वर्तमान समय में इस राजघराने के प्रमुख सरंक्षक अरविंद सिंह है यह भी महंगी कारों के शौकीन है. इस शाही राजघराने का राजस्थान में होटल का बिजनेस है, जिसका नाम एचआरएच ग्रुप ऑफ़ होटल्स है. लग्जरी कारों के अलावा अरविंद सिंह के पास कई रोल्स रॉयस गाड़ियां भी है 2. सिंधिया रॉयल फैमिली, ग्वालियर ग्वालियर में रहने वाली सिंधिया रॉयल फॅमिली भारत की दूसरी रॉयल फॅमिली है | एक आरटीआई के अनुसार सिंधिया रॉयल फॅमिली के मेंबर ज्योतिरादित्य के पास 24 करोड़ रुपए के गहने हैं जो उन्हें पुश्तैनी रूप से मिले हैं। पूर्व केंद्रीय राज्यमंत्री और कांग्रेस सांसद ज्योतिरादित्य सिंधिया इस रॉयल फैमिली से आते हैं। 3. बड़ौदा की रॉयल फैमिली, बडौदा अपने ठाट-बाट के प्रसिद्ध बड़ौदा की रॉयल फॅमिली किसी दूसरी रॉयल फॅमिली से काम नहीं है | समरजीत सिंह वर्तमान समय में इस बड़ौदा फैमिली के प्रमुख है | इनका रियल स्टेट का कारोबार भी है. बिजनेस के क्षेत्र में इन्हें अरबपति माना जाता है | 4. वाडियार रॉयल फैमिली, मैसूर मैसूर में रहने वाली वाडियार रॉयल फैमिली के प्रमुख यदुवीर राज कृष्णदत्ता वाडियार है जिनकी उम्र 23 साल की है | 10 हजार करोड़ रुपए से ज्यादा की प्रॉपर्टी वाले इस राजवंश के पास 15 लग्जरी कारों का कलेक्शन हैं। इसके अलावा इनके पास कई महंगी घड़ियों का भी कलेक्शन है। 5. राजकोट रॉयल परिवार, राजकोट शाही परिवारों की लिस्ट में राजकोट में रहने वाला राजकोट रॉयल परिवार पांचवे नंबर पर है | इस रॉयल फैमिली के पास अरबों रुपए की प्रॉपर्टी है इस राजघराने के प्रमुख युवराज मांधातासिन जडेजा हैं | मंधातासीन जडेजा अब पूरी तरह से बिजनेस में उतर चुके हैं और उन्होंने हाइड्रो पावर प्लांट और बायो फ्यूल डेवेलोपेमेंट के क्षेत्र में करीब 100 करोड़ रुपए का इन्वेस्ट भी किया है| 6. अलसीसर की रॉयल फैमिली, अलसीसर इस लिस्ट में छठे स्थान पर राजस्थान की अलसीसर रॉयल फैमिली है जिसके मुखिया अभिमन्यु सिंह हैं। इन्हें खेत्री का राजा भी कहा जाता है। इस रॉयल फैमिली की जयपुर और रणथंभौर में कई बड़ी हवेलियां हैं। ये हर साल होने वाले इलेक्ट्रॉनिक डांस फेस्टिवल, मैग्नेटिक फील्ड के को-स्पॉन्सर भी हैं। 7. बीकानेर शाही परिवार, बीकानेर बीकानेर के शाही परिवार के भी अपने अमीरी के अलग ही किस्से रहे हैं. फिलहाल इस फैमिली की एकमात्र वारिस राज्यश्री कुमारी है जो शूटिंग में खासी दिलचस्पी रखती है तथा शूटिंग के क्षेत्र में ही राज्यश्री कुमारी ने अर्जुन अवार्ड भी जीता है. इसके अलावा राज्यश्री कुमारी राजस्थान के कई चेरिटेबल ट्रस्ट की प्रमुख भी है तथा इनके नाम से कई समाजसेवी संस्थाएं भी चलती है. 8. जोधपुर शाही परिवार, जोधपुर जोधपुर का शाही परिवार देश के सबसे प्रसिद्ध और चर्चित शाही परिवारों में गिना जाता है, इस परिवार के नाम पर अथाह संपत्ति दर्ज है. फ़िलहाल में इस फैमिली के प्रमुख गजसिंह है, जिनके पास उम्मेद भवन के नाम से दुनिया का सबसे बड़ा निजी घर है, जिसमें 347 के करीब कमरे हैं. Image Credits list: Video Credits: Music Credits: music by